The shocking, sad tragedy of the earthquake we experienced in Bohol and Cebu was a National Disaster, and we are told that it may happen again. The devastating experience of our fellow Filipinos is a wake up call; the need for Action vs Reaction. To Act means to prepare, plan and initiate risk management strategies. No one knows when a deadly earthquake will happen. We can’t predict acts of nature and the type of calamities that devastate our country.