Category Archives: Real Estate

Land plus anything permanently fixed to it, including buildings, sheds and other items attached to the structure. Although, media often refers to the “real estate market” from the perspective of residential living, real estate can be grouped into three broad categories based on its use: residential, commercial and industrial. Examples of real estate include undeveloped land, houses, condominiums, town homes, office buildings, retail store buildings and factories.

Unlike other investments, real estate is dramatically affected by the condition of the immediate area where the property is located – hence the well-known real-estate maxim, “location, location, location.” With the exception of a national or global recession, real estate values are affected primarily by local factors such as the availability of jobs, crime rates, school quality and property taxes.

Some tips on how we can weather the “Crazy” Hot & Dry Season

Bull’s Eye! Our article yesterday made an “educated guess” or “gut feel” prediction that the hot, dry days are here again. Today, we are experiencing extremely hot weather in Metro Manila. While yesterday, it was cool, windy and cloudy. Mr. … Continue reading

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Be Forewarned, Be Prepared, for the Weather in Metro Manila is going crazy!

Let us brace ourselves and prepare for our Dry, Hot, Topical Weather. We just had our tragic, deviating experience, of the Yolanda – Storm Surge, Heavy Rains and Ondoy   Floods. Now we are enjoying the  Cool ” Christmas- New … Continue reading

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AGRICULTURE as an ECONOMIC BASE for RURAL LANDS: Means for Poverty Alleviation

I fondly recall, how my father, during the early 60’s, would take me to his Farm in Calamba, Laguna. At that time, there was no Super HiWay, no urbanization, and Calamba was then a quiet, historical, yet, very Rural in … Continue reading

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Strengthening Mortgage-Backed Securitization in the Philippines (Part 2)

  In our blog yesterday, we presented a position paper written by Ms. Daisy Dulay and Co-  Authored by Ms.Marife Ballesteros, on    “Strengthening Mortgage-Backed Securitization” . Our first part yesterday, we presented, the key factors for the Secondary Mortgage Institution … Continue reading

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Strengthening Mortgage-Backed Securitization in the Philippines (Part 1)

  Following my recommendations in my blog, Positive Financial Sustainability for the City of Manila last January 20, 2014. I recommended, that we may also take into consideration Issuing “Development Bonds”. Bonds, can be is defined as, a debt investment in … Continue reading

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The Need to Redefine Socialized Housing Under RA 7279 (Part II)

  In relation to yesterdays’ article, I read a news article by The Manila Times , that the House of Representatives has approved on second reading a measure amending Presidential Decree 957 or the Subdivision and Condominium Buyers’ Protective Decree … Continue reading

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The Need to Redefine Socialized Housing Under RA 7279

Atty. Ryan Tan, a young brilliant lawyer and real estate expert prepared a position paper for OSHDP (Organization of Socialized Housing Developers of The Philippines) and with his permission, I will share this first part with you. In relation to … Continue reading

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